Changes to IFSO terms mean more consumers will be able to access free dispute resolution

Effective 1 September 2023, changes to the Insurance & Financial Services Ombudsman Scheme (IFSO Scheme) and its terms of reference (TOR) and constitution will mean more consumers will be able to access IFSO services.

Once the changes take place, IFSO will be able to investigate insurance claims complaints and financial services’ products complaints up to $350,000+GST, or $2,625+GST per week for regular payments. This is an increase from current limits of $200,000+GST and $1,500+GST respectively.

Insurance & Financial Services Ombudsman Karen Stevens said

“Previously, anyone with a claim over the limit of $200,000 would have had to pay for legal representation to take their case to court.

Court proceedings are not cheap and they’re certainly not free – like the IFSO Scheme process. The changes bring us into line with some other dispute resolution schemes in the financial sector, and will mean a number of extra cases are now eligible for us to look at.”

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