How intermediaries can prepare for CoFI

MinterEllisonRuddWatts has published an article on how intermediaries can prepare for CoFI.

They define who qualifies as an intermediary and a consumer; outline insurers’ obligations in setting up and maintaining a fair conduct programme; outline what intermediaries can expect financial institutions to ask them for when assessing distribution methods; give examples of what contractual agreements should contain in terms of expectations, commissions, assurances and how to remedy deficiencies; highlight the need to review internal policies.

They make the point that intermediaries which are FAPs warrant a lower level of controls in relation to their distribution arrangements, as they are already regulated and pose a lower level of risk.

If you’re still getting your head around CoFI obligations, we recommend you check it out.

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