Quality product research database upgrade

We have just uploaded QPR Database version 152 and 152a into our Dropbox folder.
This version of the database includes the following changes:

Changes made in 15.2a:

* ANZ - new policy document effective 06/03/2022

> no rating changes applied

*Revisions made to Medical Amount Scores in V15.2 for:

> Fertility benefit

> Non-surgical benefit

> Oral surgergy benefit

> Overseas treatment

> Physiotherapy

> Pregnancy

> Treatment in Australia

> Surgical benefit

> Recovery benefit

> Minor surgery benefit

Changes made in 15.2:

* Correction made to version summary log (V15.1 released 31-Jan-23) - note should read: 

> FSR for PL/BNZ life update from A- to A

* Cigna rebrand to Chubb Life effective 06/03/2023 - no rating changes applied

* Kiwibank rebrand to nib effective 01/06/2023

* MAS - new policy document update for Life & IP effective 01/12/2021

* Business rating for AIA, Asteron, Fidelity, Chubb & Partners: 

> TPD

* Specific Injury rating for AIA, Asteron, Chubb & Partners

> Package weighting updated to reflect the addition of SI

* Reviews:

> Medical:

* Exclusions updated for NIB, SX and PL

> IP:

* Insurable Income - rating added for Westpac

* Inflation Adjustment - rating removed for ANZ

> Trauma:

* Instant Buyback for PL Immediate Trauma and Asteron Continuous Trauma

* Heart attack sub item remediation for nib

> TPD:

* Benefit Definition over 65

For advisers the best way to explore the changes is to produce a research report on quotemonster. For product managers please refer to the change logs on the revised database that has been sent to you. For more information please contact one of the research staff.